{"id":1479,"date":"2023-01-15T18:03:59","date_gmt":"2023-01-15T17:03:59","guid":{"rendered":"https:\/\/www.maxime-schaffner-century21.fr\/?page_id=1479"},"modified":"2023-01-30T11:30:17","modified_gmt":"2023-01-30T10:30:17","slug":"frais-immobilier-savoie-aix-les-bains","status":"publish","type":"page","link":"https:\/\/www.maxime-schaffner-century21.fr\/index.php\/frais-immobilier-savoie-aix-les-bains\/","title":{"rendered":"Les frais annexes auxquels il faut penser avant d\u2019acheter"},"content":{"rendered":"\t\t
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Pour devenir propri\u00e9taire, il ne suffit pas simplement de r\u00e9unir le montant de votre bien. Il y a d’autres frais \u00e0 anticiper avant d’acqu\u00e9rir.
<\/strong><\/p>\n


<\/strong><\/p>\n

\n
    \n
  • Les frais d’acquisition<\/strong><\/li>\n<\/ul>\n

    Que l’on ach\u00e8te une maison ou un appartement, acqu\u00e9rir g\u00e9n\u00e8re des frais. Tout d’abord, vous serez redevable des frais de notaire, aussi appel\u00e9s \u00ab\u00a0frais d’acquisition\u00a0\u00bb. Les transactions immobili\u00e8res sont en France supervis\u00e9es par les notaires qui sont des officiers publics charg\u00e9s d’attester l’authenticit\u00e9 des actes de propri\u00e9t\u00e9. C’est donc pour cela qu’existent les frais de notaire, mais attention l’int\u00e9gralit\u00e9 de ces frais ne sont pas uniquement pour l’officier public, seulement environ 15% lui reviendrons. L’essentiel des frais de notaire sont en r\u00e9alit\u00e9 des taxes dues \u00e0 l’\u00e9tat ainsi qu’aux collectivit\u00e9s territoriales (taxe communale, pr\u00e9l\u00e8vement pour frais d’assiette et de recouvrement du droit d\u00e9partemental…). Ces frais repr\u00e9sentent tout de m\u00eame un surplus de 7 \u00e0 8% de la valeur de votre bien ancien et 2 \u00e0 3% d’un bien neuf. Il est donc primordial de les int\u00e9grer \u00e0 votre plan de financement.<\/p>\n


    <\/p>\n

      \n
    • Les frais de raccordement <\/strong><\/li>\n<\/ul>\n

      Dans la construction d’une maison, il existe de co\u00fbts suppl\u00e9mentaires \u00e0 prendre en compte: raccordement au r\u00e9seau \u00e9lectrique, de gaz, d’assainissement, au r\u00e9seau internet, frais de g\u00e9om\u00e8tre… Le tout cumul\u00e9 revient vite \u00e0 plusieurs milliers d’euros.
      <\/p>\n

        \n
      • Les co\u00fbts de cr\u00e9dit <\/strong><\/li>\n<\/ul>\n

        Sauf si vous poss\u00e9dez d\u00e9j\u00e0 les fonds, il faut g\u00e9n\u00e9ralement passer par un cr\u00e9dit immobilier afin d’acqu\u00e9rir votre futur bien. Il y a donc des frais bancaires qui viennent s’ajouter \u00e0 votre emprunt, incluant: les int\u00e9r\u00eats, les frais de dossier et l’assurance (obligatoire) du pr\u00eat. Il n’est pas inenvisageable de n\u00e9gocier ces frais, mais ils repr\u00e9sentent n\u00e9anmoins une part importante.
        <\/p>\n

          \n
        • La taxe fonci\u00e8re <\/strong><\/li>\n<\/ul>\n

          La taxe d’habitation a disparu en 2023, cependant il n’est pas de m\u00eame pour la taxe fonci\u00e8re sur les propri\u00e9t\u00e9s b\u00e2ties (TFPB). Elle doit \u00eatre r\u00e9gl\u00e9e par tous les propri\u00e9taires. En r\u00e8gle g\u00e9n\u00e9ral, le notaire vous demande de payer cette taxe au prorata de la p\u00e9riode o\u00f9 vous serez propri\u00e9taire du logement \u00e0 compter du 1er janvier de l’ann\u00e9e en cours. Cette information est not\u00e9e dans l’acte authentique de vente. A savoir que cette proratisation peut \u00eatre n\u00e9goci\u00e9e au moment de votre offre.
          <\/p>\n

            \n
          • Les frais de d\u00e9m\u00e9nagement<\/strong><\/li>\n<\/ul>\n

            Pour finir, viennent les frais de d\u00e9m\u00e9nagement. Comprenant plusieurs postes de d\u00e9penses: achat de cartons, mat\u00e9riaux d’emballage, location de v\u00e9hicule, frais d’essence et de p\u00e9age, r\u00e9servation de stationnement (le co\u00fbt peut atteindre 150\u20ac en fonction de la commune)… Si vous passez par un d\u00e9m\u00e9nageur il vous en co\u00fbtera bien \u00e9videmment davantage.
            <\/p><\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

            Pour devenir propri\u00e9taire, il ne suffit pas simplement de r\u00e9unir le montant de votre bien. Il y a d’autres frais \u00e0 anticiper avant d’acqu\u00e9rir. Les frais d’acquisition Que l’on ach\u00e8te une maison ou un appartement, acqu\u00e9rir g\u00e9n\u00e8re des frais. Tout d’abord, vous serez redevable des frais de notaire, aussi appel\u00e9s […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1479","page","type-page","status-publish","hentry"],"yoast_head":"\nLes frais annexes auxquels il faut penser avant d\u2019acheter - Maxime Schaffner Immobilier Aix-les-Bains Century 21<\/title>\n<meta name=\"description\" content=\"Pour devenir propri\u00e9taire, il ne suffit pas simplement de r\u00e9unir le montant de votre bien. 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